BlueBean Credit Card

Fees and Interest rates

2017 Fees

MONTHLY SERVICE FEES
Product
2016
2017
Classic / Believe
R53 pm
R57 pm
Gold / Aspire
R31 pm
R45 pm
Black / Vertex
R30 pm
R45 pm
 
Free if you spend
R2 000 or more pm
No longer available
Premium / Zenith
R30 pm
R45 pm
Garage Card
R25 pm
R30 pm
FEE COMPARISON SCENARIO

 

2016

2017

 

Fixed

Ad Valorem

Total

Total

SBSA ATM Withdrawal R500

 R11.50 

 R1.50 

 R13.00 

 R10.00 

Other ATM Withdrawal R480

 R26.00 

 R1.44 

 R34.14 

 R16.70 

Cash Deposit Fee ATM R500

 R5.00 

 R6.00 

 R11.00 

 R10.00 

Cash Deposit Fee Branch R480

 R11.80 

 R6.72 

 R18.52 

 R10.00 

 

TRANSACTIONS
Deposits
 
2016
2017
Cash Deposit:
ATM
1st free then R5 + 1.2% Min R12
Branch
R11.80 + 1.4%; Min R12
R8 Base fee + R2 per R100
Cheque Deposit:
ATM
R15
R30
Branch
R25
R50
Post-dated (Branch)
R95
R105

 

Cash withdrawals
 
2016
2017
Standard Bank ATM
R11.50 + 0.3%
Standard Bank Branch
R36 + 1.4%
R35 Base fee + R2 per R100
Other banks ATM
R26 + 0.3%
R6.70 Base fee + R2 per R100
International ATM
R35 + 1.5%
R35 Base fee + R2 per R100

 

Payments and transfers
 
2016
2017
Inter-account transfer:
Electronic
R4.70 + 1.17%; max R25
R4
Branch
R45
R50
Account payment:
Electronic
R4.70 + 1.17%; max R25
R4
Branch
R42
R50

 

Point of sale (POS) transactions - Maestro/Visa credit card:
 
2016
2017
Purchases
Free
Free
Cash back at POS (purchases with cash)
R5
R2
Pure cash at POS
R5.20
R2

 

Prepaid recharge top-up
 
2016
2017
Standard Bank ATM
R1.10
R1.10
Other Bank's ATM
R1.10
R1.10

 

Information Fees
 
2016
2017
Balance Enquiry:
ATM print
R1.70
R1.50
ATM display
Free
Free
Branch
R6.70
R7.25
Other bank's ATM
R4.70
R5.50
Internet statements
Free
Free
Provisional statements:
ATM
1st free then R4.50
R5
Branch
R17.60
R31.50
History statements (branch & ATM):
30 days
R17.60
R20
60 days
R17.60
R40
90 days
R17.60
R60
120 days
R17.60
R80
160 days
R17.60
R100
180 days
R17.60
R120
210 days
R17.60
R150
240 days
R17.60
R180
360 days
R17.60
R300
Payment confirmation:
Email
R1.50
R1.10
Fax
R3.70
R6
SMS
R1.50
R1.10

 

New Card fees and Card Delivery Fees
 
2016
2017
Credit card initiation
-
R165
Card replacement:
Local
R125
R130
International
R130
R130
Urgent Card Delivery
R390
R400
Courier delivery fee
New free then R184
New free then R150

 

Declined fees
 
2016
2017
POS decline (Insufficient funds)
R7
R7.90
ATM cash decline
R2.20
R2.80
Other bank's ATM decline
R4.50
R5.20
E-commerce decline
R5.20
R5

 

Other fees
 
2016
2017
Bank cheque
R94
R105
Special clearance of cheques deposited
R98
R105
Pin reset:
ATM
Free
Free
Branch
R3.50
R5
Internet subscription
Free
Free
Currency conversion
2.75% of rand value
2.75% of rand value
Fuel Transaction
R5.20
R5
Retrieval Voucher:
Local
R61
R70
International
R246
R240

 

Penalty fees
 
2016
2017
Late payment (usury)
R144
R144
Delinquincy (usury)
R145
R145
Arrears - over limit (usury)
R136
R130
Default admin (after 60 days NCA)
R55
R55
Unpaid items
R132
R132

 

 

Credit Balance Interest Rates (Across all products)
Tier Range
Interest %
R0 - R49,999
0.20%
R50,000 - R99,999
1%
R100,000 +
2%

 

 

 
Please note that as of 1 January 2017 the
BlueBean Lifestyle services will no longer be available