Insurance

Accident and Health

Personal Accident Plans

Bluebean Personal Accident Plans cover the insured and their family against accidental death and/or permanent total disability, as a result of an accident.  The Accident and Health Insurance Division have various personal accident products available to meet your insurance needs.

Summary of Benefits:

  • Accidental death cover.
  • Accidental permanent disability cover.
  • Permanent South African residents are covered
  • Aged between 18 to 75
  • No medical examination required.
  • Cover includes RoadCover  -  this benefit protects the policyholder from the costs of lodging a claim against the Road Accident Fund (RAF)
  • Terms and conditions apply
  • Full details are contained in the policy wording.

Cover is available for:

  • Yourself
  • Yourself and your spouse
  • Yourself and your children
  • Your whole family
To request a quote or take out a policy, call 0860 012 301 or email SBIBMDR@standardbank.co.za

 

Hospital Plans

Bluebean Hospital Plans cover the insured and their family for hospitalisation due to accidents or illness.  Various hospital products are available to meet your needs.

Summary of benefits:

  • Per day cover for Hospital Confinement for the policyholder or any family member named in the policy schedule.
  • Daily Benefits shall be payable for a maximum of 90 days not necessarily consecutive in respect of Hospital Confinement whilst overseas.
  • Children are covered up to the age of 18, and 25 if they are unmarried and are full time students registered at a recognised tertiary institution.
  • Permanent South African residents are covered
  • Aged between 18 to 75
  • Terms and conditions apply
  • Full details are contained in the policy wording.

Cover is available for:

  • Yourself
  • Yourself and your spouse
  • Yourself and your children
  • Your whole family

To request a quote or take out a policy, call 0860 012 301 or email SBIBMDR@standardbank.co.za

 

Legal Assist Plans

The BlueBean Legal Assist Plan provides free telephonic advice on all legal matters and if your legal matter is too complicated you will be referred to an attorney to represent you, provided that the matter is covered under the policy.  The Bluebean Legal Assist Plan also provides legal expenses cover for the policyholder or any insured member of their family should they need legal representation.

Summary of Benefits:

  • Up to R100 000 legal expenses cover for the main policyholder or any insured member of their family.
  • Access to professional legal advice 24 hours a day for every day of the year.
  • A choice of different benefit levels
  • Permanent South African residents are covered.
  • Ages between 18 to 75
  • Cover is for life - as long as premiums are received.
  • Terms and conditions apply
  • Full details are contained in the policy wording.

 

Cover is available for:

  • Yourself
  • Yourself and your spouse
  • Yourself and your children
  • Your whole family

To request a quote or take out a policy call 0860 012 301 or email SBIBMDR@standardbank.co.za

 

Cancer and Critical Illness Plans

The Bluebean Cancer Care plan provides cover in the event of first diagnosis of cancer.

Summary of Benefits:

  • A lump sum pay out on first diagnosis of cancer
  • A lump sum pay out for removal / reconstructive surgery
  • A monthly recovery benefit for up to 6 months
  • All benefits are paid directly to the insured
  • Guaranteed acceptance
  • Cover is 24 hours a day
  • Permanent South African residents are covered
  • Aged between 18 to 65
  • Cover ceases at 75 years of age.
  • Terms and conditions apply.
  • Full details are contained in the policy wording.

Cover is available for:

  • Yourself

 

The Bluebean Critical Illness plan provides cover in the event of cancer or dread disease.

Summary of Benefits:

  • A lump sum pay out on first diagnosis of any of the following:
    • Cancer; or
    • First Heart Attack; or
    • Stroke; or
    • Coronary Artery Bypass Graft; or
    • Kidney Failure
  • All benefits are paid directly to the insured
  • Guaranteed acceptance
  • Cover is 24 hours a day
  • Permanent South African residents are covered
  • Aged between 18 to 55
  • Cover ceases at 75 years of age.
  • Terms and conditions apply.
  • Full details are contained in the policy wording.

Cover is available for:

  • Yourself
  • Yourself and your spouse

 

To request a quote or take out a policy, call 0860 012 301 or email SBIBMDR@standardbank.co.za