There are so many features and benefits that your BLUEBEAN Credit Card has that will change the way you transact every day.

1. Your Personal Identification Number (PIN)

Your PIN gives you access to:

• any ATM (locally or internationally) to
• withdraw cash
• do balance enquiries
• make deposits
• pay accounts
• view statements
• FREE Self-Service Banking
• Internet banking
• Telephone banking
• Cellphone banking

Tips on protecting your PIN:

• Your PIN is your personal key to secure banking and it is crucial to keep it a secret
• Memorise your PIN, never write it down or share it with anyone, not even your spouse or a bank employee
• Don’t use an obvious or guessable PIN such as your birth date, and change your PIN as often as you can
• Don’t let anyone stand too close to you while you are standing at the ATM in order to keep your BLUEBEAN Credit Card and PIN safe
• Shield the keypad when you enter your PIN to ensure that no one can see it

To get your PIN, or if you have forgotten your PIN give us a call and follow the prompts. Remember to have your personal details with you, along with your cell phone because we will send your one time password to you while you are on the line.

2. FREE Self-Service Banking

Our range of FREE Self-Service Banking services gives you access to your account 24 hours a day, 7 days a week . They include:

• Internet banking
• Telephone banking
• Cellphone banking

You can view statements, make payments and buy prepaid airtime. These services are provided to you to make your life easier and SAVE you time.

To activate your BLUEBEAN Credit Card for this service, click here.

3. Budget Facility

BLUEBEAN’s budget facility is really convenient when you need to pay for those larger purchases or services. It gives you the option to spread your repayments over a period of 6 to 60 months .

It’s easy:

• at point of purchase, simply request your purchase to be placed on budget
• decide on your payment period (6–60 months)
• enjoy your purchase!

4. Balance Transfer

As a BLUEBEAN Credit Cardholder, you can SAVE up to 5% on what you may currently be paying on your other credit or store cards. Simply transfer your outstanding balances to your BLUEBEAN Credit Card.

You also get to enjoy the convenience of a single payment every month!

To do your transfer, call us with all the account details. It’s that easy.

5. Secure Internet Shopping

Using your BLUEBEAN Credit Card to shop online is now more secure with our FREE Secure Internet Shopping Service.

It is simple and offers you:

• guaranteed online shopping payments
• increased security with your unique PIN
• assurance that nobody else can access your Credit Card details for shopping online

To activate your BLUEBEAN Credit Card for this service, click here.

6. Electronic Statements

Your FREE Electronic Statements are available at your fingertips and will set you free from paperwork.

Benefits of receiving your statements via e-mail:

• it’s FREE
• faster – no more postal delays
• environmentally friendly
• easy to store
• more secure

To register is so simple, just give us a call or send us an e-mail.

7. Credit Limit

Should you be in need of a higher credit limit, give us a call to see if you qualify.

Terms and Conditions apply.

8. Basic automatic Travel Insurance

Enjoy the added benefit of Basic automatic Travel Insurance when you book your travel tickets in South Africa and pay with your BLUEBEAN Credit Card.

This automatically covers you for personal accident, emergency medical expenses, assistance services.

We can also provide you with additional optional cover at preferential rates to provide you and your family with more peace of mind every time you travel. For more information on the cover or to receive a copy of the master policy, call 0861 114 494.

9. Credit Protection Plan

For just a small fee per R1,000 of your outstanding balance, which is debited to your BLUEBEAN Credit Card account on a monthly basis, you will get peace of mind, knowing that your outstanding balance of up to R120,000 is settled in the event of your death, disability or retrenchment. To get covered today, call 0860 123 911.

Terms and Conditions apply.

10. FREE Lost Card Protection

You are automatically protected against fraudulent use of your BLUEBEAN Credit Card, except for transactions where your PIN is used. If you lose your Credit Card or it is stolen, you need to report it immediately – simply call us.

Terms and Conditions apply.

11. Easy Payment Options

Making payments into your BLUEBEAN Credit Card account is easy and won’t take too much of your time. You can choose the option that is easiest for you:

• pay at any Standard Bank branch nationally
• pay at Standard Bank ATMs
• load your BLUEBEAN Credit Card as a beneficiary on another account
• use our Automatic Payment Option ( APO)

12. Automatic Payment Option ( APO)

Your BLUEBEAN account is not only convenient, it is clever too! You can set your account up to pay itself with our easy to use APO.

Simply:

• call us
• decide which account you want to settle your BLUEBEAN account from and provide the details
• and you can choose to pay the:
• full outstanding balance every month; or
• minimum monthly payment of 5% of the outstanding balance

And it’s done!

13. Automatic Bill Payments

Not only is your BLUEBEAN account easy to pay, but it can also be used to pay other accounts such as your telephone account, gym subscription, security subscription and more. These accounts can be paid automatically every month, and it’s as simple as 1, 2, 3… SAVING you time!

All you need to do is:

• call the company you need to pay every month
• give them your BLUEBEAN Credit Card details

They will do the rest!

And we’ll ensure that your accounts are paid – on time, every time. It could not be easier!